Find the perfect franchise for you

Take our tailored quiz to unlock a customized list of franchise opportunities right in your area.

Navigate quickly

NAFEP

The National Association of Financial and Estate Planning. Specializing in Self Directed Retirement products, such as the Self Directed IRA, or ICO. The Self Directed 401(k) or one.K as we call it. A 1031 Exchange rescue service, and a Self Directed Installment sale. We provide sales consulting and support for these and other estate planning or wealth building tools.

Facts & figures
Liquid capital required
$40,000

IMPORTANT: This is not a franchise or business opportunity You must have available retirement funds to use our services.

Small Business Financing Solutions

- Need Usable Capital?

You can finance your own business, start a business or buy into a franchise using your 401(k) without paying taxes, penalties, interest or even debt! The benefits are "Simply Amazing! And yet still, very easy to understand!"

If you've ever tried to finance a business or finance a franchise you know that the number one problem and reason for not getting started is lack of funding. NAFEP helps small business start ups and franchises through its mySOP program.

A Employee Stock Ownership Plan, referred to after this as mySOP is a form of a 401(k) plan setup for your own C-corp. The mySOP's purpose is to purchase the shares of your own C-corp. This structure is designed to get cash from a 401(k) or IRA into a corporation. This is necessary in order for start-ups, small businesses or cash strapped companies to tap cash from employee pension accounts.

Benefits of the financing a business or franchise with the mySOP

  1. Bank of yourself - You are investing in yourself and your business. This is a debt free way of starting your business
  2. Improves cash flow - The mySOP program does not place debt servicing requirements on your new business which improves cash flow.
  3. Tax Deferred Growth - capital appreciation and growth of the business is tax deferred for the retirement plan
  4. Penalty Free - Eliminates many of the prohibited transaction problems when running a business when using retirement funds
  5. Combine with other funding - Allows for traditional and SBA lending
  6. Increase retirement deferrals - 401k plans have much higher contribution limits so you can build your retirement plan

How to finance a franchise or business with the mySOP

  1. Create a C-Corp
  2. Establish the mySOP
  3. Roll money into the mySOP (from a IRA or former employer's 401(k))
  4. Purchase shares of your C-Corp. This places the cash inside of the business

Business finance strategies for using the mySOP

  • Purchase real estate when only recourse loans are available
  • Provides cash for starting a business and/or financing a franchise
  • Provide capital for a struggling or cash poor business

What Your Plan Comes With

  • Setup of C-Corp
  • Filing of state articles by NAFEP
  • Filing for Corp EIN with IRS by NAFEP
  • C-Corp bylaws
  • Setup and operating guide
  • Stock certificates
  • Meeting Records (initial and annual)
  • Banking authorizations for checking account
  • Creation of 401K plan documents
  • Filing of 401K EIN
  • Favorable determination letter from IRS
  • Complete set of plan documents with all necessary forms and guides
  • Assistance and guidance in the rollover of current plan to new self directed plan
  • Assistance and guidance in setup of checking account or use our partner Chase Bank
  • Unlimited pre and post setup consulting for plan setup and operation

IMPORTANT: You must have available retirement funds to use our services."

Interested parties should have at least $40K to invest.

Similar Franchises

Mr. Appliance
Mr. Appliance

Mr. Appliance, a Neighborly company, is the nation's leading appliance repair services franchise. Franchisees receive personal coaching, national marketing, ongoing training, and other essential tools to help build and grow their business.

$85,000

Liquid capital required

Zoomin Groomin
Zoomin Groomin

Zoomin Groomin is a custom one-on-one Mobile Pet Grooming business utilizing state-of-the-art vans that focuses on the Comfort of the Pet and the Convenience of the Customer. At Zoomin Groomin, pets are family. That’s why they've created a safer and cleaner alternative for pet grooming needs. This GREAT business model is what keeps their franchisees thriving. More about the cost of owning a Zoomin Groomin franchise is below.

$100,000

Liquid capital required

Truly Nolen
Truly Nolen

Truly Nolen is a trusted leader in the pest management industry focusing on integrated pest management and environmentally friendly practices. They offer a comprehensive range of residential and commercial pest, termite, rodent, mosquito, and bed bug control services (multiple streams of revenue). The company's franchise model works best with the Owner/Operator but does welcome semi-absentee, and absentee Owners. A pest control business license is needed and requirements vary by state (assistance with acquiring license is provided). Their model also strongly emphasizes training, support, and community engagement.

$50,000

Liquid capital required

Check out our resources

Blog articles

Explore articles on franchise opportunities, industry trends, and success stories.

Industry reports

Explore reports on the latest trends in the franchising industry.

In the news

See what the media is saying about us and the franchise industry.

Disclosure documents

Find essential legal documents for evaluating franchises.

Franchise calculator

Use our tool to estimate the costs and benefits of franchises.

Is this your franchise?

Unlock your page now! Update your franchise details and connect with prospective franchisees.