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XLOS Franchise offers a Debt Settlement Business Opportunity that will change your life financial and those that you enroll into our settlement processing service. We provide our affiliates all the tools and training they'll need to establish a debt settlement company. We'll provide back end support (backend), settlement processing, software, 48 state availability, 24/7 customer support, training tools you'll need if you plan to hire, fire, and need to teach your staff exactly how great this industry is for those Americans struggling to find a way out of debt. This is similar to a net branch opportunity for those of you that come from the mortgage industry (maybe REO Specialists, Loss Mitigation Specialists, Realtors, Loan Agents, Brokers, Loan Modification Specialists, etc.). We'll even provide web videos, website design and activation, marketing plans and strategies. This is not a franchise that costs 100,000 of dollars to establish and there are no annual fees. is your life a life changing business opportunity for you, get started today!

Facts & Figures

Liquid capital required
$2,995 - $15,995


The Debt Settlement Industry is Booming: Be Your Own Boss and Help Others Improve Their Lives Financially! is your complete and affordable business opportunity created by a team of Debt Settlement Professionals that are distinctly accomplished within the industry. This opportunity is designed to make you a true expert. Because we provide an in-depth training, certification exam, and software designed to eliminate human error we are confident you'll succeed. is offered to both businesses and individual entrepreneurs who are looking to start to build a recurring income stream that will change your lifestyle within the next 12 months. This debt settlement business opportunity can also be utilized as a supplemental revenue stream for many different professionals.

Many Professionals that have already experience great success are from the following industries: Insurance, Financial Planning, Mortgage, Credit Repair, Real Estate Sales, and Accounting. With less than 20 hours per week you will see results and you will generate a substantial amount of money. Example, 10 enrolled clients will pay you on average $26,000 at $2,100 per month.

A High-Growth Industry Awaits You…

FORTUNE Magazine reports that consumer debt stands at $2.2 trillion. This is by far the highest ever, and most of it is on credit cards with staggering interest rates. Plus, the average American household with at least one credit card has nearly $19,200 in credit card debt, according to, and the average interest rate runs in the mid to high teens at any given time. The Debt Settlement industry is exploding because of 4 undisputable factors:

  1. Recent changes in BK laws make it more difficult to clear debts.
  2. American consumers are over $2.2 Trillion in Debt, mostly credit card debt.
  3. Housing prices are dropping causing a decrease in available cash for consumers.
  4. Credit card companies are teaming up to track late payments by consumers. Because of new laws, creditors are able to raise your interest rate even if you paid on time with them but you paid late with a different creditor.

Consumers need your help, your friends and family need your help, so make a change in your life and learn how easy it is for you to help… will help you start your Debt Settlement business from scratch or enhance the business you already own!

Over 120 Successful Affiliates Trained Nationwide!

Your Success is Inevitable!

  • This Business Opportunity Will Change Your Life
  • No Experience Necessary
  • Unlimited Earning Potential
  • Build a Sales Team or Work From Home
  • Complete Training & Business Tools Provided
  • Web Based Software Included Free and It's Easy to Use!!!

Start Making the Money you Deserve! Are you ready to learn more about ownership opportunities?

Please note this franchise is currently not accepting inquiries from Co, WI or from outside the United States. Interested parties should have at least $20,000 to invest.


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